I have a milestone credit card thru these guys. There are several actions that could trigger this block including submitting a certain word or phrase, a SQL command or malformed data. Read more about the firm. This site does not include all credit card companies or all card offers available in the marketplace. Privacy Policy. More specifically, this law prohibits collection agencies from pursuing debts via over-the-phone harassment. Last four digits of your Social Security number, Do Not Sell or Share My Personal Information, Well run a soft credit pull, which wont impact your credit score, Youll see your estimated approval odds near cards to help you narrow down your options. The Genesis FS Milestone Gold Mastercard is issued by The Bank of Missouri and offers up to a $1,000 credit limit for those who qualify. Once you've decided which card fits your needs, apply for it. See details. Our top goal is simple: We want to help you narrow down your search so you dont have to stress about finding your next credit card. 2023 Genesis FS Card Services, All Rights Reserved (NMLS #1549514) 14600 Greenbrier Parkway, Beaverton, OR 97006 Or, instead you can send a secure message to our legal team. Disgustingly 4-6 emails daily, Spam phish credit card email trying to steal personal information, We made only 2 orders on the *** website the dates are order # 1 Nov 25,2022 $1,045.54 Order # 2 Nov 28,2022 $365.06 6 items in each order We returned the following 4 items in the store with the manager at ********* Bronx ** on dec 3,2022 1)Black bracelet item #********* $59.99(we returned it because it was the wrong item)2) praying hands charm item #*********(returned to small)3)letter o charm item #********* (Returned to small)4)men wedding band black and white diamond ring item #********* (Returned to small)We then received a couple of days later the correct black bracelet item #********* So total of 3 items were returned to your company Total amount for 2 Orders without returns $1,045.54+$365.06=$1,410.60 Total statement should be after returns we made is $957.01 which your company received the returned items on dec 3,2023 Jan and Feb statement from *** credit card company is $1,380.54 as you can see from the attachment And the statement should be $957.01 not ($1380.54)This has been going on for 2 long months and hours and hours on the phone with so many different reps we will not pay for items that were already returned we are being overcharge in the amount of $423.86 and charged a late fee of $40I hope this is the final step to solving this problem in a timely manner. Dont worry, we wont spam your inbox. 18 reviews of Genesis Financial Solutions "Genesis has had absolutely horrible customer service. Take a look at the link above to find out whether this collections company falls within this category. Gen says it is in a dispute status, but then placed it back into repayment status, charging interest. Well use this information to to verify your credit profile. Were sorry, but something went wrong and we couldnt find your approval odds. The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired. This step in the collections process is crucial because due to the outsourcing of debt, one collection account can turn into many reporting on your credit file if the debt is not properly dealt with. No more harassing calls from them bothersome credit card companies. These terms allow CreditCards.com to use your consumer report information, including credit score, for internal business purposes, such as improving the website experience and to market other products and services to you. The $500 credit limit comes with one of three cardholder agreements. In the meantime, you are welcome to call us right away at 855-301-2100. Aja McClanahan is an author, blogger and speaker on personal finance and entrepreneurship. When you click through from our site to a retailer and buy a product or service, we may earn affiliate commissions. Compare offers side by side and apply online for the credit card that is right for you. they stick together and read notes to keep saying the same thing, so I contact my bank for the other $200, and they go to my milestone card and reverse payment from there and add . Payments are Convenient and Secure Make a payment with confidence knowing your account is protected with our fast and secure system. The Genesis FS Destiny Mastercard is ZDNet's top choice. They easily called Genesis and changed my info (address especially, will explain) to a ******* address and asked for new cards, which Genesis promptly did and sent them. I have tried numerous times to correct all of this. Genesis offers the option to customize your card design and all three credit bureaus receive payment data, which can help boost your credit score and establish you as a responsible cardholder. They kept me up to speed the whole way. February 18, 2023 @dameonwallace09 Verified Customer Was approved for a $700 credit line. More specifically, this law prohibits collection agencies from pursuing debts via over-the-phone harassment. A Red Ventures company. %PDF-1.5 % Apply now at Genesis FS Card Services's secure site Rewards rate This card doesn't offer cash back, miles, or points Intro offer No current offer Annual fee $59-$99 Regular APR 24.90% Recommended credit 300-670 (Bad to Fair) Card details Highlights $0 Fraud Liability for unauthorized use offers you peace of mind On the Better Business Bureau there are currently 1,101 complaints closed in last 3 years, 456 complaints closed in last 12 months, and 147 reviews amounting to 1.12 stars overall. Setup AutoPay for even more Convenience Timing chain failure, crankshaft and oil leaking in pistons. Offers auto rental collision damage waiver. Bankrate, LLC NMLS ID# 1427381 | NMLS Consumer Access Depending on your credit history and other criteria, you can get approved for a $300$700 unsecured credit limit on the Destiny Genesis FS credit card. $0 cash advance fee during the first year. Additionally, the *** used to open the account is outdated. Should you accept an early retirement offer? We will not be taken advantage of next step small claims Court because your bank are scamming people Only items that we have from *** Order #************** Nov 25,2022 1)Black chain item #********* $139.99 2)Black bracelet item #********* $59.99 3)Cross and chain item #********* $53.99 4)Bracelet item #********* $49.99 Order #************** Nov 28,2022 1) bracelet item #********* $179.61 2)ring item #********* $209.99 3) bracelet item #********* $125.99 4) bracelet item #********* $104.99 5)ring item #********* $69.99 Total of 9 remaining items and these are the only items we should be charged for and the only items we will pay for total $957.01. Setup Autopay and ensure your payments are made on time every month. Oftentimes suing is the best course of action considering your case is legitimate and your grievances are serious. In fact, how a business responds to customer complaints is one of the most significant components of the BBB Business Rating. hWkk9+%ghA&ljp`K\ilQuGBFXN(n4QByQBRhjcZbURd,lI5Il(2H(11)A2`tF6YAs,F& More informationClose Their reviews hold us accountable for publishing high-quality and trustworthy content. Please enter a valid phone number. Everything you need is right here. EDITORIAL DISCLOSURE All reviews are prepared by CreditCards.com staff. Editorial integrity is central to every article we publish. Depending on the offer you qualify for, you may be required to pay: You might not need to pay an annual fee, but theres no guarantee that youll get this offer, especially if you have a low credit score. Click the Apply Online button to review the terms and conditions of the offer on the card issuer's web site. Therefore, it is very important that as a consumer you clarify with the company about who you allegedly owe. The card charges a $75 annual fee in the first year and a $99 annual fee after that, or an ongoing $59. When you buy through our links, we may earn a commission. Payments are Convenient and Secure Make a payment with confidence knowing your account is protected with our fast and secure system. I am receiving multiple calls a day at work to my work number. It is also possible that this collections company could have been a part of a variety of lawsuits, sanctions, and penalties according to Public Access to Court Electronic Records (PACER), which reports all federal complaints within the U.S. federal systems docket. How is this company allowed to continue to operate?? + They settled my case so fast. At Bankrate we strive to help you make smarter financial decisions. First, Electronic Bank issues the credit card. More specifically, the collections company claims that their success is due to knowledge, experience, and skill in developing omnichannel financing solutions with flexible technology that best serve our merchant partnerships and non-prime consumers. Though this collection company promises to be a professional and reputable business, it is still possible that this collections company may still have violated the FDCPA. Eastern, or. Theyre legit. %@H2U``bd`qo0 A_ The company has been operating for 20 years in the consumer financial services industry and is the largest non-prime servicing financier in the U.S. for merchants. I received notice from a credit monitoring service that accounts had been opened using personal identification information (***) on 12/12/22. CreditCards.com does not include the entire universe of available financial or credit offers.CCDC has partnerships with issuers including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover. Can I sue Genesis FS Card Services for Harassment? If you qualify for a $700 credit limit on the Milestone Gold Mastercard, you could be approved for one of three cardholder agreements. Late payment and returned payment fees are also up to $40. Genesis Financial Solutions was founded in 2001 by a group of financial services experts. Other factors, such as our own proprietary website rules and the likelihood of applicants' credit approval also impact how and where products appear on this site. I have ALREADY filed complaints with Transunion among others. I'm told there is a temporary block on the account. Your fee amounts and APR vary by the cardholder agreement you're approved for. Instead, you'll see recommended credit ranges from the issuers listed next to cards on our site. . Our Indigo Platinum Mastercard and Milestone Gold Mastercard allow consumers to obtain a credit card for purchasing the everyday products and services they need, while demonstrating responsible use of credit. This compensation may impact how and where products appear on the site, including for example, the order in which they appear within listing categories. Copyright 2023 CreditCards.com a Red Ventures Company. The cards let consumers purchase products and services to meet everyday needs.. $35. View your balance, transactions, statement and make or schedule a payment 24 hours a day, 365 days a year. Back in November of 2022 someone in ******* had stolen my info on the Destiny and Milestone cards. $75 annual fee after the first year, $99 thereafter. this post may contain references to products from our partners. I paid the annual fee, told them card had expired Genius stated a card was on the way, needless to say no card ever came, here I am again them wanting 99.00 plus late fee of 29.00 and no card. The Fair Debt Collection Practices Act prohibits this action. If you see inaccuracies in our content, please report the mistake via this form. Accounts with Merchants Not Specified Below More credit for your everyday needs; Show More For that reason, if the lack of annual fees is a crucial factor for you, the Indigo Mastercard might not be the best choice. 2023 Genesis FS Card Services, Inc. (NMLS #1549514) 14600 Greenbrier . Be wise, do not write off this collections company as a scam. Submitting a response indicates a willingness to work with customers to make things right. Get a Mastercard accepted online, in store and in app. 19 Chevy trax with 31K on it has been having an issue with the transmission Module throwing a code. Bankrate has partnerships with issuers including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover. Debt collection agencies can garnish wages through legitimate legal action if a judgement rules in their favor. 2023Genesis FS Card Services Inc., All Rights Reserved. If you have a low credit score, it can be challenging to qualify for a credit card. They just say they are working on it, it is total fraud and someone billed this and took the money but Genesis will not confirm anything or help. Everything you need is right here. We gather data from the best available sources, including vendor and retailer listings as well as other relevant and independent reviews sites. Write a comment below to share online. I have been paying into this account each time I pay this company gives me a higher interest never been late I'm always over my limit but not using card interest to high even after I stated hardship this card is a fraud with interest in paying monthly but going backwards can't get ahead to see satisfaction please help me with this matter I'm sickening from this card. Other than an address for a website that lets you do nothing other than apply for their worthless credit card, the solicitations have no contact information, no email address and no phone number with which to contact anyone to demand they cease and desist. Ultimately, Federal Law allows you to protect your FDCPA rights in court via lawsuit. 1994-2023 MasterCard. Call 475-277-1600 NOW. Our editorial team does not receive direct compensation from our advertisers. Find out who they are, why they might be calling, and how you can stop them. See the best credit card offers from Genesis FS Card Services below. ADVERTISER DISCLOSURE CreditCards.com is an independent, advertising-supported comparison service. Its an unsecured card that comes with a $300 credit limit if youre approved and charges up to $40 for going over your credit limit, up to $40 for returned payment and up to $40 for late payment. We maintain a firewall between our advertisers and our editorial team. Thanks so much to the lawyers and staff at Lemberg Law!, Lemberg Law firm, did a great job representing me against a big and powerful company, they got me a fair but very good deal for me and the company, felling grateful with them.. Get a Mastercard accepted online, in store and in app. Well use the last four digits of your Social Security number to get your approval odds. Every day, we strive to bring you peace-of-mind as you work toward your financial goals. Well guide you through the process. Sergei Lemberg is a lawyer whose practice focuses on consumer law, class actions and personal injury litigation. We contacted Lemberg about being harassed by a rude debt collector, and within weeks we got a settlement check. If you're approved for a $500 Destiny Mastercard credit limit, the annual and yearly fees are either $59 or $125. Thank you for requesting your free case evaluation. They know exactly what is going on here and what the issues have been. Ashley Homes Stores has referred it to the legal attorneys but in the meantime I am being held responsible on my credit to pay them 3000 for items I never purchased nor did Ashley Home Store bill them. The action you just performed triggered the security solution. I m getting calls and dont have a card in hand, its been almost 3 years since I paid Gennis off and card expired and the started calling and I told them I had no card they failed to send. After being transferred 4 times, I was finally able to speak to *****, a customer service supervisor. How Does the CFPBs Debt Collection Rule Affect You? These editors thoroughly edit and fact-check the content, ensuring that the information is accurate, authoritative and helpful to our audience. to maintain accurate information. Reduce industry jargon so you get the clearest form of information possible, so you can make the right decision for you. Any issuers discussed on our site are vetted based on the value they provide to consumers at each of these levels. The $300 credit limit also comes with a cardholder agreement for a $75 annual fee and $99 each year after, with either a 9.9%, 19.9%, 24.9%, or 29.9% APR. Violates the concept of fair use and acknowledgement of services, Any further responses to this will cost a charge of $5000. Given how slow the legal system is, they were lightening fast! endstream endobj 320 0 obj <>/Metadata 16 0 R/Pages 317 0 R/StructTreeRoot 34 0 R/Type/Catalog>> endobj 321 0 obj <>/MediaBox[0 0 612 792]/Parent 317 0 R/Resources<>/Font<>/ProcSet[/PDF/Text/ImageB/ImageC/ImageI]>>/Rotate 0/StructParents 0/Tabs/S/Type/Page>> endobj 322 0 obj <>stream Since 2004, CreditCards.com has worked to break down the barriers that stand between you and your perfect credit card. Another option could be a $75 initial annual fee with a $99 annual fee each year after. Other factors, such as our proprietary website's rules and the likelihood of applicants' credit approval also impact how and where products appear on the site. Fortunately, there are credit cards on the market designed for people in these situations. This card also comes with a 29.9% APR with $75 initial annual fee and $99 annual fee each year after, or a $125 annual fee starting in year one. CreditCards.com does not include the entire universe of available financial or credit offers.CCDC has partnerships with issuers including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover. $0 Fraud Liability for unauthorized use offers you peace of mind, Access to an unsecured credit card - no security deposit required, Nationwide acceptance - use anywhere Mastercard is accepted in app, in store, and online, Pre-qualifying is quick and easy and will let you know if you are qualified without impacting your credit score, Reports your payments to all three major credit bureaus, Use your card in app, in store, and online - Nationwide wherever Mastercard is accepted, Build on your credit history with the Milestone Mastercard, Quick and easy pre-qualification that does not impact your credit score. You do not need to include alimony, child support, or separate maintenance income unless you want to have it considered as a basis for repaying a loan. Additionally, this collections company claims that alongside the companys 20+ years of experience within collections exists a company which claims to attribute our leading position in the industry to a strong focus on providing outstanding service to both merchants and end consumers. They know they closed off my access to these cards. This website is attorney advertising: prior results do not guarantee a similar outcome. Expert verified means that our Financial Review Board thoroughly evaluated the article for accuracy and clarity. Though this collection company promises to be a professional and reputable business, it is still possible that this collections company may still have violated the FDCPA. Check the data at the top of this page and the bank's website for the most current information. Our goal is to give you the best advice to help you make smart personal finance decisions. Bankrates editorial team writes on behalf of YOU the reader. Then, both cards have $700 limits and they allowed them to be run up to roughly $1500 on each card!! Your IP: Terms apply to the offers listed on this page. Rather than focusing on the number of complaints, BBB considers how frequently and effectively those complaints are resolved. Please include what you were doing when this page came up and the Cloudflare Ray ID found at the bottom of this page. The APR for cash advance and purchases are 29.9% or 35.9%, depending on your cardholder agreement. Please call me Monday 8/15. Learn the Law & Sue the Collector. BR Tech Services, Inc. NMLS ID #1743443 | NMLS Consumer Access. , and serviced by Genesis FS Card Services, Inc. (NMLS #1549514) 14600 Greenbrier Parkway, Beaverton, OR 97006 Contact . Customer Reviews are not used in the calculation of BBB Rating, Everyday for the last year they send out mass emails daily. It reports to all three credit bureausExperian, TransUnion and Equifaxand with time, as your credit score improves, you could be eligible for more exciting credit card products. Get Pre-Qualified today for the Milestone Mastercard Have you had a bad experience with this agencys debt collectors? In the U.S. call 1.800.MasterCard (1.800.627.8372). The Destiny Mastercard offers a $300 credit limit if you're approved, no deposit required. You could qualify for a $300 credit limit with an annual and yearly recurring maintenance fee of $35 or $59. When deciding the right credit card for you from Genesis FS, consider the three options: Destiny, Milestone Gold, or Indigo Mastercard. Genesis fs card services is harassing me to contact them or 'I assume' they will: 1. Like the other Genesis Mastercards, the Milestone Gold has different cardholder agreements depending on your credit history and other qualifying data. Home equity line of credit (HELOC) calculator. The refused to give me a account #, they have been caused in the pass reporting to credit bur.causing my scores to drop. Accuracy, independence and authority remain as key principles of our editorial guidelines. The Milestone Gold Mastercard also comes with a $1,000 credit limit for those who qualify. I did not make the purchase. With tools like CardMatch and in-depth advice from our editors, we present you with digestible information so you can make informed financial decisions.
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